| FACTS |
WHAT DOES COLUMBUS METRO FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION? |
| |
| Why? |
Financial companies choose how they share your
personal information. Federal law gives consumers the right
to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share and protect your personal
information. Please read this notice carefully to understand
what we do. |
| |
| What? |
The types of personal information we collect and
share depends on the product(s) or service(s) you have with
us. This information can include: |
|
- Social Security number and income
- Account balances and transaction history
- Payment history
- Credit card and other debt
When you are no longer our customer, we continue to share
information as described in this notice. |
| |
| How? |
All financial companies need to share customers'
personal information to run their everyday business. In the
section below, we list the reasons financial companies can share
their customers' personal information; the reasons Columbus
Metro FCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share
your personal information |
Does Columbus Metro share? |
Can you limit this sharing? |
| For our everyday business purposes — such
as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or report to credit
bureaus |
Yes
|
No
|
| |
| For our marketing purposes — to offer our
products and services to you |
Yes
|
No
|
| |
| For joint marketing with other financial companies |
No
|
We don't share
|
| |
| For our affiliates' everyday business purposes
— information about your transactions and experiences |
No
|
We don't share
|
| |
| For our affiliates' everday business purposes
— information about your creditworthiness |
No
|
We don't share
|
| |
| For nonaffiliates to market to you |
No
|
We don't share
|
| Questions? |
Call 614.239.0210 or toll-free 800.986.3876 or
go to www.columbusmetro.org |
| |
| What
we do |
| |
| How does Columbus Metro FCU protect my personal
information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal
law. These measures include computer safeguards and secured
files and buildings. |
| |
| How does Columbus Metro collect my personal information? |
We collect your personal information, for example,
when you:
|
| |
- Open an account
- Apply for a loan
- Make deposits or withdrawals from your account
- Show your government-issued ID
- Use your credit or debit card
We also collect your personal information from others, such
as credit bureaus, affiliates or other companies. |
| |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only |
| |
- sharing for affiliates' everyday business purposes —
information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing. |
| |
| Definitions |
| |
| Affiliates |
Companies related by common ownership or control.
They can be financial and nonfinancial companies. |
| |
- Columbus Metro FCU has no affiliates
|
| |
| Nonaffiliates |
Companies not related by common ownership or control.
They can be financial and nonfinancial companies. |
| |
- Columbus Metro FCU does not share with nonaffiliates so
they can market to you
|
| |
| Joint Marketing |
A formal agreement between nonaffiliated financial
companies that together market financial products or services
to you. |
| |
- Columbus Metro FCU does not jointly market
|
©
2001 Columbus Metro Federal Credit Union
